The "Molly" drug. Understanding the path of responsibility.

Recently, local New England universities UNH and Plymouth State tragically lost 2 of their own students and authorities are pointing to the drug “Molly” as the main culprit. So who or what is “Molly” you may be wondering.

Known as a popular dance club drug, Molly, also known as MDMA, has been referred to as a powerful form of ecstasy. It comes in a powder or crystalline form and is known to cause instantaneous euphoria followed by deep depression several days later. Side effects can include increased heart rate and respiration, uncontrollable seizures, cardiac arrest, and coma. What’s more troubling is because it is considered to be an uncontrolled substance, there is inconsistency in what it may contain- which means those ingesting it may never really know what is going into their system.

There is nothing that a school can do or say to a parent that will ease the pain and suffering surrounding the loss of a child. So how then does a college rebound from something like this moving forward? How we do we learn from situations like these? What are the obligations of the school community to prevent these types of tragedies from occurring in the future? These are questions I’m sure both UNH and Plymouth State along with many others are asking themselves in the wake of this terrible tragedy.

I’ll never forget 2 tragedies that occurred during my undergraduate years- one a suicide and the other from a car crash. I did not know the latter victim which did not diminish the pain I felt for his family, but sadly I did know the former and had even met with him several days prior to the suicide to discuss some budget-related issues my club on campus was wrestling with.

Did I notice any signs when I sat with him that day? None that really jump out to me, but then again as a meek and mild college freshman, I was too naive to really know what “signs” to be aware of. If either of these individuals had been close friends of mine, I probably would have blamed myself for NOT recognizing some type of sign that there were serious issues lurking beneath.

A college campus and those who populate it, need to be in synch with one another. Certainly students (and people in general for that matter) who put drugs into their bodies are taking a major risk in how their own systems will respond to a foreign substance and need to be told that it can be akin to playing Russian roulette where the outcome is pretty uncertain.

Colleges who keep aware and up to date on the potential drugs that could infiltrate their campuses will be one step ahead of the game. With that knowledge, comes the responsibility to share this information in a variety of ways with the greater student body community, such as community-wide workshops and forums. Students, also need to become involved and take steps to better educate themselves and each other on the harmful and damaging properties that various drugs contain. If you knew that a drug had the likely capability of causing long term confusion, depression, anxiety and sleep deprivation would you think differently about experimenting with it?

No one can ever watch everyone nor prevent students from going to music festivals and concerts, but I would argue it is up to students to look out for each other be it at these events or simply hanging out in the dorm room. If you even slightly suspect that someone may be going down the “wrong” path, you owe it to yourself (and that person) to take action.

If you can talk to the student about your concerns and explain to them what you have learned about the potential side effects of a drug you suspect or fear they may be using, this is a good 1st step. If you meet with resistance, a second step might be to contact someone within your school community, such as an RA (Resident Assistant), school counselor or an advisor about your concerns.

Just like bullying, even if you are not doing it yourself, you can still be held accountable if you don't stand up for the person being bullied or at the very least report it. Students are continuously confronted with choices in college of which “path” to take. In the realm of looking out for our fellow students, the “path” of responsibility is in your hands. We hope you choose wisely.

For more information on Molly, go to: http://www.drugabuse.gov/publications/drugfacts/mdma-ecstasy.

  

About the Author:

Jay Robie is Director of Student Services at College Planning Strategies and also oversees all business development, partnerships & client relations for the SmartTrack™ Toolkit online products. He has worked in the college admissions consulting space since 2004 and has worked in admissions at the secondary, collegiate and graduate levels. He received his BA degree from St. Lawrence University and MBA from Boston College

Demonstrated Interest: Fact or Fiction?

The “Demonstrated Interest” Phenomenon

What is it?

Demonstrated Interest simply put is the amount and extent of interest that any given student might show to a prospective college prior to and during the application process.  Some colleges value this occurrence, while others claim to not subscribe to it at all.  If done correctly and strategically, it can offer a student an informal “edge” in the application process.  The number of positive “touch points” a student has with a college over a period of time could go into his or her demonstrated interest “account”. This virtual account is a way for colleges to assess the level of interest from any given applicant. 

During the entire college admissions process, it’s important to build allies both internally and externally.  Internal allies might include coaches, admissions reps and professors.  External allies might be friends, neighbors or relatives who are connected to that college in some way, such as being an alum or parents of a current student or alum.  These folks (at the appropriate time) can vouch for your character and allow the admissions committee to better understand the three-dimensional version of you not just the two-dimensional version.

What are some examples of Demonstrated Interest?

• Initial outreach by the student (not the parent) to the college via phone to request application materials and information on visiting the college. Contrary to the traditional notion that getting on a mailing list is a “bad thing”, being on the college’s mailing list allows them to enter you into their system as a potential applicant and allows you to receive updated information from them

• Stopping by the admissions office to introduce yourself even if your visit to the college is an impromptu one, shows initiative. Just make sure that you’re not wearing ripped jeans and sandals.  Who knows, you just might find the admissions director in the office that day- even if it’s a Saturday

• Taking the initiative to call and/or email the admissions representative, who will be assigned to your high school’s upcoming college fair, to simply introduce yourself and express enthusiasm for meeting them, shows a level of seriousness and responsibility

• Mailing and emailing a well-written thank you note within 24 hours of a visit that references specific topics you had discussed during your meeting, shows thoughtfulness. The hand-written note can help students stand out from the pack, because it has long since been replaced by email and considered today by some to be a unique form of communication. Be sure to address the note to “Mr.” or “Ms”- not to their first name and if your handwriting is poor, stick to email only.

• Example:

Dear Ms. Admission Officer,

Many thanks for taking time to speak with me during my visit on May 22^nd to XYZ college. I enjoyed our discussion about the semester abroad program in Kenya and your own personal international travel experiences to Australia and New Zealand (Your personalizing it here).

The newly renovated black box theatre would be an exciting place to showcase my passion for acting and seems to be a major growing in popularity amongst your students.

I look forward to keeping in touch and am excited about the opportunity to apply to XYZ in the near future.

Sincerely,

Susan Smith

How can it help a prospective student’s chances for admission?

Demonstrated Interest is really about developing your own personal brand and every interaction/communication with colleges, be it via phone, email or in-person, will either enhance your own personal brand or detract from it. 

Sending a well-thought out thank you note within 24 hrs of an interview by mail or email can enhance your personal brand while using text or IM to send it could just as easily diminish your personal brand. 

It really is the accumulation of these various communication touch points done strategically that can boost a student’s chances for admission, provided that he or she meets the other criteria for the college.

Often times, the demonstrated interest factor can rear its head if a college is trying to decide between two equally capable students who present quite similar on paper.

Even if you are waitlisted at a school, calling that school and reinforcing your excitement about that college shows them that you are taking the wait-list process seriously. Keep in mind, these types of calls should be done tactfully not annoyingly.

Demonstrated Interest does not mean calling a school twice a week to check on the status of your application or hounding the college about why you were waitlisted.  As in life, the more professional and tactful your approach, the better received it will be and the higher your own personal “stock” will rise in the eyes of those who will ultimately decide your fate at that particular college.

About the Author:

Jay Robie is Director of Student Services at College Planning Strategies and also oversees all business development, partnerships & client relations for the SmartTrack™ Toolkit online products. He has worked in the college admissions consulting space since 2004 and has worked in admissions at the secondary, collegiate and graduate levels. He received his BA degree from St. Lawrence University and MBA from Boston College.

How to Prep your Undergraduate for Their 1st Job Interview

Written by Guest Author Vivian Kerr

Undergraduate education is more expensive than ever, and many college financial aid packages include some type of work-study. Students often also take on positions at nearby restaurants, banks, and retailers to help subsidize their education. Give your child a leg up with some first-time job interview tips!

If not this, then something else.  A job interview can feel a bit like a first date, all sweaty palms and awkward conversation. But remember the key is not to come across as needy and desperate. A confident  and posed 18-year-old is always impressive!

Be patient. Don’t be offended by general questions, even if the prospective employer has a checklist. They may even be asking you for information you've already given them on your resume. They’re likely seeing a lot of candidates.  Always aim to appear gracious, professional, and happy to be there. No one wants to work with a jerk!

Don’t make stuff up. And while we’re on the subject of your resume, don’t ever lie on it. There’s no need – no one expects an undergraduate student to have a lot of experience in the workforce. DO have a good idea in mind as to why you’d be a great fit for the job or why it interests you. They’ll probably ask, and this will serve you well as you build your career! Check out more advice in this vein on this Learnist Career Advice board. The first learning especially offers more practical, logical, doable ways to improve your interviewing technique.

It isn’t academic. Now’s not the time to brag about your SAT score. In undergrad you’ll be a small fish in a big pond. An employer isn’t going to be impressed by your GPA in high school. They WILL be impressed by a good attitude and an eagerness to learn.

Follow up. The day after the interview, shoot an email over thanking them for their time and reinforcing your interest in the position. If you were an employer and interviewing four candidates, only one of whom followed up, to whom would you offer the position?

Don’t lead with the “money” talk. Most work-study jobs are minimum wage, and it’s unlikely any off-campus job will pay a student much more than that. Have a good idea of what you’d like to be paid, and don’t be afraid to ask at the end of the interview. But starting off with a list of your “salary requirements” will definitely not make the right impression.

But what about post-graduation? How do you build the networking skills you’ll need in the “real world”? This awesome resource on interviewing, job hunting, and more provides helpful tools to guide you as you search for internships and jobs after graduation from the Gamma Chapter of Pi Sigma Epsilon.

About the Author:

Vivian Kerr: Vivian Kerr has been teaching and tutoring in the Los Angeles area since 2005. She graduated from the University of Southern California, studied abroad in London, and has worked for several test-prep companies including Grockit & Kaplan for whom she taught ACT, SAT, GRE, GMAT, and did admissions counseling.

“Party Schools” – Fact or Fiction?

Written by Guest Author Vivian Kerr

Any parent about to send their child off to college worries whether they’ll truly be getting a return on investment. No one wants to fork over $100,000+ on 4 years of undergraduate just so their student can party like a rock star the whole time. But are these so-called “party schools” really deserving of their reputation?

In 2012, the Top 10 party schools are as follows according to Princeton Review:

1. West Virginia University

2. University of Iowa

3. Ohio University

4. University of Illinois at Urbana-Champaign

5. University of Georgia

6. University of Florida

7. University of California

8. Florida State University

9. Miami University of Ohio

10. Syracuse University

So where on this list is the notorious Penn State? Proof that schools, unlike leopards, might actually be able to change their spots, Penn State has dropped out of the Top 10 . You may recall Penn State’s wild ways documented on a 2009 episode of This American Life called “#1 Party School.” This year it was re-ranked as #11.

This year Penn State was also ranked as one of the top fifty universities in the world, according to the Academic Ranking of World Universities in Shanghai. Its reputation for academics is stellar. Students may like to party there, but it would seem they also like to study. Check out the entire podcast from 2009 from This American Life and judge for yourself!

But what about the new Top Ten? It’s true that these schools have active social organizations, including fraternities and sororities, but keep in mind many of these so-called party school “rankings” are online, vote-based. If enough students decide their school is a big “party school,” it may unjustly get ranked as such. Each of these schools has significant “pros” besides the party school label “con.” Find out more on Princeton Review.

This is all the more reason to take tours of prospective schools with your son or daughter. You’ll want to talk to academic chairs and look at the campus itself, of course, but also consider a drive or walk around on a Friday or Saturday night during the school year. Are there a lot of students out? Drinking in public? But more importantly, does it feel safe? These party schools almost uniformly have local police and campus patrols to keep their undergrads in line. Ultimately, it will be up to your student to strike the balance between work and play.

About the Author:

Vivian Kerr: Vivian Kerr has been teaching and tutoring in the Los Angeles area since 2005. She graduated from the University of Southern California, studied abroad in London, and has worked for several test-prep companies including Grockit & Kaplan for whom she taught ACT, SAT, GRE, GMAT, and did admissions counseling. 

Writing a “Personal” Personal Statement

Written By Guest Author Vivian Kerr

Most personal statements are either boring, cliché, or just downright untruthful. Sounds cynical? It is, but so are many admissions counselors. Imagine reading essay after essay that all sound the same or start with, “Here’s why you should accept me.” It’s not easy to write personal statements OR to read them. Make your essay personal, and more compelling, with these few quick tips.

Tell a story about something that matters to you. You’ve probably heard the phrase “show, don’t tell” a hundred times, but what that means is you want to paint a picture for your reader. It’s easier to engage them if you treat your personal statement like a traditional narrative. Check out the resources on the Writing Narative Texts Learnist board. It will teach you techniques to develop the telling of real experiences or events using selective details and well-ordered event sequences.

Adjust the essay to each school. Unless you’re using your statement for the common application, you’ll need to make adjustments for each prompt. Make sure if you include the name of the school within the body of the essay you change it before submitting it. There’s nothing worse than an application to NYU being sent off with USC mentioned in it!

Don’t repeat information. The application committee will have your transcripts from high school, so don’t repeat facts that can be found elsewhere. The personal statement is a place to address a part of you that can’t be found anywhere else in your package.

Relate your story to the school itself. Reveal part of your personal story that led you to choose this school. Why are you a great fit? Why is now the perfect time for you to go off to college? This is a great way to wind up your story. Tell the story, but then explain why you’ve told it! Don’t be afraid to use the first-person “I” and be emotionally revealing. Aim for depth over breadth. It’s always better to be sincere and honest than pedantic, or overly academic.

Don’t send your first (or second) draft! Accept that you’ll need to revise your essay a lot! The pre-writing will be a big step, and you might need to attempt four or five personal stories before you find one that thematically connects to what you’re trying to say to the admissions committee. Try writing a few different outlines before you begin. Get feedback from your family, friends, teachers, and guidance counselors. Give feedback to your peers so you can start to learn what a good statement “feels” like. Once you’ve finished your essay, go back and read the specific language of each prompt. Make sure your essay is appropriately on-task.

Looking to become an even better personal storyteller? Get inspired with this series of TED talks lectures on writing and the writing process!

About the Author:

Vivian Kerr: Vivian Kerr has been teaching and tutoring in the Los Angeles area since 2005.  She graduated from the University of Southern California, studied abroad in London, and has worked for several test-prep companies including Grockit & Kaplan for whom she taught ACT, SAT, GRE, GMAT, and did admissions counseling.

What if they see that picture on Facebook?

Written By Guest Author Dawn Casey Rowe

When researching or applying to colleges, social media can be extremely helpful. Applicants can investigate majors, student life, follow athletic teams, and network with students. Colleges can engage with applicants and find out whether they might be a good fit for the university.

But social media can have a dark side, too, if improperly used.  Applicants were reporting that some universities were requesting to see into their social media beyond casual interactions, at times even requesting passwords to social media accounts. Legislators have stepped in and ruled on this practice. In states like California, New York, Michigan, Delaware, and Illinois, among others, it is now illegal for colleges to ask for social media passwords or to ask to potential applicants for access to accounts for recruiting purposes.

Many colleges use social media positively to engage with prospective students, and guidance councilors recommend that students “like” or follow colleges, stating that trends show it’s more difficult for students who “apply blind,” that is, without engaging and evidencing their interest in a university on social media. From a college’s perspective, if a student won’t follow them on social media, the applicant doesn’t seem to be a serious contender when compared to students who live and breathe the college online.  It can be perceived as a lack of commitment.

Even though several states have ruled applicants don’t have to hand over Facebook passwords to a recruiter, putting fines in place for violations, it is still a great idea to clean up social media when applying to colleges, fellowships, and jobs.

I recently signed up for Vizify, which is a great site that pulled together a bunch of information about me from the internet and displayed it quite nicely. After I set up my account, it showed all my residences, the schools I’ve attended, and all my prior jobs. The only thing it didn’t have was my newest address, and that’s only because I had moved the week before—I managed briefly to outwit the Internet.

I showed this to my seniors.

“You’ll notice some of my most common tweets.”  We studied the chart.  Things like “student,” “#satchat,” “#edchat,” “#edchatri,” “school,” “class,” “blog,” and “kids” were on my list of frequently tweeted words.

“Wow,” said one of my Twitter-loving seniors.  “My words would be “#$%,” “*&&*^,” and “@%$%!” She signed up, and sure enough, they were.

Is that the image you want to project of yourself as an applicant to a college, whether it’s legal for a university to spy or not?  Although similar laws apply to potential employers, it’s all too easy to access this information. Most of this type of personal information is readily available online. It’s best to put it in the best possible light just in case someone of future importance to your school and career goals happens across it.  A casual glance can affect an opinion. The old adage is true, “You never get a second chance at a first impression.” 

This is such a serious issue that there is a newly emerging field—“personal branding” to help with just these situations. People actually pay professionals to help them establish and maintain a positive image.

Using social media correctly can be the thing that helps you get into college or to find out about schools you might like—it can make connections for you and send you in the right direction for college and careers.   Using it incorrectly makes you a liability.  As you prepare for college and later for job interviews, take some time to think about how using social media can benefit you, and let it do just that. It can make a world of difference!

About the Author:

Dawn Casey Rowe

I teach Social Studies at the William M. Davies Career & Technical High School in Rhode Island. My passions include research, writing, history, sustainability, fitness and social justice. I'd love to see tech innovations to level the playing field in education. I'm a big fan of our local farmers, sustainable agriculture, and all things natural and tasty. I blog and run in my spare time.

4 Ways to Get Free Money for College

Written By Guest Author Vivian Kerr

Who wouldn't want someone else to pay for their education? While getting a full “free ride” from a big school is getting more to be a rarity these days, it’s possible to attend even the most expensive private university with a combination of scholarships/grants, loans, work-study, and savings. Follow these 4 tips to maximize your financial aid and minimize your debt!

Make friends in the Financial Aid office. When you get your financial aid package from your school, it’s not the “final” amount. It’s just the opening offer! Remember that your financial aid package is arranged by a computer and a very few people. Those numbers can definitely change, and the people in the office do want to help you attend their institution. Don’t hesitate to contact them and ask what you could do to qualify for more money. If it’s a question of a few thousand dollars, an adjustment is highly possible.

Do extensive online research. College Board’s Scholarship Search and Fast Web are great sites which offer searchable databases of scholarships. Create an online profile and watch as scholarships are matched to you based on your gender, race, religion and field of study. There’s a number of other excellent resources on this Scholarships and Financial Aid Learnist board as well.

Get the FAFSA done early. The Free Application for Federal Student Aid ( FAFSA) is a major requirement for most schools to apply for a Financial Aid Application. The FAFSA for the current school year is available after the first of each year online (http://www.fafsa.ed.gov/).  Parents often need to estimate income for the rest of the fiscal year in order to get the FAFSA done early, so make sure you plan ahead! Students may also need to fill out the CSS Profile. CSS stands for the College Scholarship Service Profile. Schools that have Early Decision usually require the CSS Profile since the FAFSA is not available until Jan 1^st.

Stay positive! While the application process will be done in January, applying for financial aid scholarships is an on-going process that will take you well into the late spring (or even into the summer). Scholarships are competitive, so you may apply for dozens before landing one. Stay organized and keep motivated. Six months of hard work might mean you’re debt-free for years after undergrad!

Remember to keep your eyes open – in recent years there are more scholarship “scams” out there as well! If something sounds too good to be true, it probably is. Always confirm a scholarship from multiple sources. The guidance counselors at your high school are a great resource for this!

About the Author:

Vivian Kerr: Vivian Kerr has been teaching and tutoring in the Los Angeles area since 2005.  She graduated from the University of Southern California, studied abroad in London, and has worked for several test-prep companies including Grockit & Kaplan for whom she taught ACT, SAT, GRE, GMAT, and did admissions counseling.

Most Common College Admissions Mistakes & How to Avoid Them (PART II)

A few weeks ago we outlined some of the most common college admissions mistakes and how you can avoid them.  In part II of this series, we will outline a few more mistakes that can be detrimental to your applications.  Remember, if you take your time and do things right, applying to college doesn’t have to be as complicated as it seems.  You should begin your applications well before the deadlines and never leave anything to the last minute.

Here are a few additional application and admissions mistakes to avoid:

Asking the Wrong People for Letters of Recommendation:  Colleges typically ask for 1-3 letters of recommendation.  In most cases, they want you to ask your academic teachers.  They want to know about your character and about your performance in the classroom.  The best teachers to ask are those who you’ve had for more than one year and in more than one subject.  It’s also great to ask a teacher who you’ve had in a subject closely related to your intended major (some colleges and/or programs actually will require this).  Do not ask a teacher that you had back in 9^th grade that you haven’t spoken to since, even if you got an A in the class and they loved you back then.  They don’t know you well anymore – they know you as a 9^th grader.  If you know someone famous, say the governor of your state is your uncle’s girlfriend’s brother’s best friend, don’t be tempted to have them write you a letter.  Typically, admissions officers don’t like this.  They really just want someone that truly knows you well, can speak to your character, and that has detailed evidence and personal knowledge of how you work as a student.

Forgetting to Send Test Scores: Don’t forget that sending your test scores to your prospective colleges is your responsibility.  This is done separately from the application.  If you have SAT, SAT Subject Tests, or AP scores to submit, you send your scores through CollegeBoard.org.  If you have ACT scores to submit, you will do this through ACT.org.  This is a very important part of the application process; don’t assume that your guidance counselor or someone else will submit your scores on your behalf.  Look into the testing policies of your potential schools.  Most schools want you to submit all of your test scores and will only take into consideration your highest ones.  Additionally, some schools will require SAT Subject Tests and some won’t.  Make sure you know the exact testing policy of your colleges.

Applying Early Decision When It’s Not The Right Choice:  Be careful, here.  Don’t apply Early Decision only because you think it will be your ticket for admission.  Early Decision is a binding agreement that must be taken seriously.  If you are accepted through an Early Decision agreement, you are legally required to attend the college.  Typically, schools that offer acceptance through Early Decision will not give out generous financial aid packages because they know that you are obligated to attend.  And, you are unable to compare financial aid offers from other schools before making your decision.  Also, many students will change their minds about their college preferences throughout the process as they do more research and go on visits.  For these reasons, we typically do not recommend Early Decision.

Not Proof Reading Application & Essay:  The revision process (of both the application and the essay) is a critical part of the application process.  Spelling and grammar mistakes do not belong anywhere on your application.  It’s a huge pet peeve of admissions reps reading your application.  Steer clear of any text-lingo, too.  It can be habit when you are used to texting, but it has no place on your college applications.  Ask someone with a fresh set of eyes to proof read both your application and your essay before you submit.

Rely on Rankings in Magazines:  Do not confuse college rankings with quality.  Just because a magazine says that a particular college is number one on their list does not mean that it’s a good fit for you.  You may even find that the college of your dreams is ranked number 1 or number 10 or not at all depending on which list you’re looking at.  Colleges can be ranked very differently on different lists due to the different criteria used, not the actual characteristics of the school itself.  Ultimately, be careful.  College rankings can be a good starting point for researching different colleges and can even help you to discover schools that you haven’t heard of.  However, make sure not to confuse rankings and/or selectivity with quality.  You need to do your research and spend some time on campus to decide if it’s right for you.

Remember, the more you know about the process and the more research you do, the better off you’ll be. Using tools like our Admissions Assistance component or our Student Positioning component can make the process a breeze and really help to eliminate unnecessary stress. Take our advice here and you’ll be well on your way to admission as your top choice college. Until next time, best of success!

About Smart Track™ Toolkit: The toolkit is a web based service that assists families with everything from admissions and test prep, to student athletics and financial aid. Our intuitive software and on-demand workshops are key components to making sure students find their top choice colleges, and families can afford to send them there.

About the author: Laura Guarino is the Student Services Coordinator with the College Resource Center, LLC. Laura has a Bachelor’s degree in Human Development from Boston College and a Master’s degree and license in School Guidance Counseling.  She also holds a certificate in College Admissions Counseling.  Laura is at the forefront of the college admissions process for the families of The Smart Track™ Toolkit.

Connect with us

http://www.facebook.com/smarttracktoolkit

http://twitter.com/uchoosecollege

Do We Need College?

Do we need college?

This is a question that many are asking these days. The cost of college has risen over 1200 percent in the past thirty years, bringing it far out of reach for many families.   Often, families without means struggle to send their high-achieving students to the best universities despite the sacrifices they must make, and financial difficulties can often prevent these students from graduating.

As a teacher, I find myself in the midst of the reality of this firestorm.  I firmly believe that a college education can set people apart in their career, when done right, but when students do not consider all the options, they can end up with a lifetime of crippling debt that cannot be forgiven with bankruptcy.  Many experts feel that the student loan bubble will be the next strain on the nation’s economy.

This is why it’s so important for students and families to truly understand the college admissions process. As with any other major life decision or purchase, colleges and universities must justify their value to you.  You must consider the return on investment. 

All too often, students bring me letters that seem like honors and awards, but they are really thinly veiled predatory loans masked in beautiful marketing.  It’s college application season now.  I see people prepared to saddle themselves with fifty to sixty thousand dollars of debt a year if they don’t get aid.  Does that sound like you? That’s the price of a house if you graduate in four years. The trend today is to take five years or more, and while high schools collect statistics about graduation rates, getting penalized if they’re low, colleges do not get punished. In fact, the longer you stay, the more money they make. 

Students are encouraged to study areas of interest, take semesters off, and go where the heart leads them. While this is good advice in the realm of learning, it often leads to heartbreak when choosing an expensive university and a career path that cannot pay back those loans. At graduation time, students find themselves in the position of having to chase the dollars to pay back the bank anyway.

I have been thinking about this a lot lately, as I watch parents and students warm up their pens to sign huge loans that will become their best friends for years to come.  I wrote a post on my blog called “College or a Ferrari?” because I feel it’s critical for students to really analyze their college choices once the aid packages are delivered, and to think about the return on investment for each potential major.  Also, students must commit to maximizing the benefit of college. Sure, you should have fun, but if you’re not ready to hit the books, consider taking classes at a local community college, or enlisting in the military--who, by the way, will pay for your college while you serve your nation. It’s the school of life, and it’s very effective. 

I made a Learnist board dedicated to helping families make these decisions. You cannot make a decision which has the potential to cost $200,000 based on emotion--you must consider the facts… college can be worth the investment, but the decision is no different from buying a house or a car. I've recently done both. There were things I would have loved, but they were just out of reach and not practical for the lifestyle I lead. In the end, I got a practical car that can handle the potholes my area that will never be fixed, and a house where I can live simply and get off the grid, like I've always wanted to do. No mansion. No Ferrari. And I’m just as well off for it. 

If you are going to college next year, do your research, work hard in school, and get your ducks in a row. And when the mailman comes with all your acceptance letters--and hopefully your financial aid, don’t forget to really think of colleges that will serve you for a lifetime, not just four or five years.  

About the Author:

Dawn Casey Rowe

I teach Social Studies at the William M. Davies Career & Technical High School in Rhode Island. My passions include research, writing, history, sustainability, fitness and social justice. I'd love to see tech innovations to level the playing field in education. I'm a big fan of our local farmers, sustainable agriculture, and all things natural and tasty. I blog and run in my spare time.

Interested in Conquering (and Maximizing) Your Financial Aid Awards?

Our New, FREE video workshop will unveil little known financial aid secrets to help you get the most out of your applications!

We here at the College Resource Center realize this is a hectic and often stressful time of year. As if holidays, get-togethers, cooking and shopping frenzies weren't enough? Now college financial aid deadlines are quickly approaching, and those complicated, money-saving applications are not to be forgotten either. Overwhelming? To say the least! 

Whether you are currently applying for aid, or will be in the years to come, we are making available a FREE video workshop on managing financial aid applications that will help you understand the full process and what you need to do to keep focused and get the job done right the first time! 

This workshop will provide insight into:

·         Why "the early bird gets the worm" concept applies for maximizing awards.

·         How to understand the "lingo" and avoid common mistakes that could cost you.

·         Why clearly understanding the whole process will help you get the job done.

·         How you can to gain control over your awards offers. 

We hope that you will take advantage of this timely resource that will make your financial aid applications (and maybe even your holidays) a little less stressful!

Click here to get access to these helpful college financial aid strategies!

Pass it on! If you know anyone who might also benefit from this information, feel free to share it!

Planning Ahead Can Save Thousands On College Expenses (Part II)

Author's note: Are you the parent of a student either currently enrolled in college - or who is planning on attending a post-secondary school next fall? You don't have to be told that college is expensive and planning is time consuming.  This two-part series, designed for parents and employee assistance (and other) professionals who are assisting them in this often-difficult process, can really help!

In part I of this two-part series, I outlined some of the issues that are just the "tip" of the college planning iceberg influencing whether today's "modern" family will be able to actually afford a 4-year college.  In this post, I will go over more key points.

Most EFC calculators pivot off a handful of data points- our calculator actually pivots off close to 20 significant data points that provide a more accurate picture of what your expected family contribution (EFC) might be. By knowing this number ahead of time,  you can create a more efficient plan for how best to pay for college. While EFC is mostly “income”-driven in nature, our work with families has uncovered additional “peripheral” areas, like assets, that can influence what a family’s “true” EFC looks like. Did you know that assets held in a student’s name can often be assessed as high as 26% in some formulas? 

This is because assets that are held in a student’s name typically do not have an asset protection allowance. There is over $150 billion in financial aid available each year if you know how to get it and with the competition for admissions becoming increasingly competitive, students need to know how best to present themselves to their targeted colleges.

If you are like many of the thousands of families who feel they are not receiving the kind of attention from their high schools that is needed during the college application process, take a peek at some of the various web-based tools that we have launched to help simplify this process. (www.smarttracktoolkit.com).

Be sure to monitor deadlines (both admissions and financial aid) for each college you are applying to.  Believe it or not schools often have different deadlines for their admissions applications versus their financial aid applications.  For students applying to state schools, did you know that different states have different deadlines for families to submit their FAFSA (Free Application for Federal Student Aid) forms? States like Kentucky, Tennessee and Vermont award aid on a first come, first-served basis so its critical to have your forms submitted in January (as a general rule of thumb) before most of the available aid disappears by late spring.

If you are a parent of a senior in high school or you have kids who are currently in college and are applying for financial aid, you can get a head start by using our College Funding tool to actually submit all of your financial aid forms on time (including the FAFSA & CSS Profile forms) and be entitled to a professional review with one of our experienced college funding advisors. 

Remember to use the promo code: “Impact” to receive 20% off when you purchase any of our 5 components and feel free to contact me with any questions you might have: jay.robie@smarttracktoolkit.com or 800 863-9440 ext. 277. Good luck!

About Smart Track™ Toolkit: The toolkit is a web based service that assists families with everything from admissions and test prep, to student athletics and financial aid.  Our intuitive software and on-demand workshops are key components to making sure students find their top choice colleges, and families can afford to send them there.

About the author: Jay Robie is the VP of Business Development in the Corporate and Education channels with the College Resource Center, LLC.  Jay has previous work experience as an Admissions Counselor at St. Lawrence University and Boston College as well as the Director of the Corporate Internship Program at Notre Dame High School.  Jay also has consulted for Road to College as an Admissions Planner.

Planning Ahead Can Save Thousands On College Expenses (Part I)

38 minutes. The average length of time a high school guidance counselor is able to spend with a student discussing college-specific items. 476:1 The national average ratio of high school students to guidance counselors. $1 trillion in student debt that has eclipsed credit card debt for the 1^st time in history.. College costs that rise 6-8% on average per year. A larger and more competitive applicant pool.  These issues and averages are just the “tip” of the college planning iceberg influencing whether today’s “modern” family will be able to actually afford a 4-year college. 

Much of this information has been penned already by many other authors, so I do not want to rehash something that has already been “beaten” senseless into the American public but rather highlight a few pointers that might help folks to mitigate some of their anxieties and fears. Our firm, the College Resource Center, has worked with thousands of families over the years on creating viable plans for how best to pay for college without going broke and while each family’s situation is different, there is a common link amongst them- they are all very concerned with how best to approach what can be an overwhelming process. 

Have a plan. If you don’t, your plan will arrive in the mail when you receive your 1^st tuition bill.  Determine what your EFC (Expected Family Contribution) will be. This is one of THE most important figures to know and basically lets a college know how much per year you can afford to pay to have your son or daughter attend that fine institution.

To get started, you can use our EFC calculator at Free Trial to register for a free trial and learn not only what your personal EFC is, but how much it potentially could be lowered by. (Your free trial will also give you access to an eCalendar to help you keep track of important dates and deadlines in the college admissions process)

Use the promo code: “Impact” to receive 20% off when you purchase any of our 5 components and feel free to contact me with any questions you might have: jay.robie@smarttracktoolkit.com or 800 863-9440 ext. 277. Good luck!

COMING NEXT: More on EFC calculators, admissions deadlines, and more.

About Smart Track™ Toolkit: The toolkit is a web based service that assists families with everything from admissions and test prep, to student athletics and financial aid.  Our intuitive software and on-demand workshops are key components to making sure students find their top choice colleges, and families can afford to send them there.

About the author: Jay Robie is the VP of Business Development in the Corporate and Education channels with the College Resource Center, LLC.  Jay has previous work experience as an Admissions Counselor at St. Lawrence University and Boston College as well as the Director of the Corporate Internship Program at Notre Dame High School.  Jay also has consulted for Road to College as an Admissions Planner.

Common College Admissions Mistakes & How to Avoid Them

Applying to college can be a complicated process. But, the reality is, if you take your time and do things right you can get through it. Applications should not be completed overnight and the entire college search and application process should begin well before the fall of your senior year. The keys are planning and organization.

Even if you’re careful though, there are many different mistakes you might make that could ruin your chances of being admitted into your top choice college. We’ve come across a lot working with our students. Here are a few common application and admissions mistakes that we hope you won’t succumb to…

Forgetting Supplements:  Every college has a general admissions application. In addition, some colleges will also ask for a Supplemental Application, or Supplement. On the Supplement, your college may ask additional questions about your family, intended major or even housing preference. They may also ask you to write an additional essay.  Make sure that you do not forget to submit this! Missing a supplement means an incomplete file, and incomplete files have no chance for admission.

Missing Deadlines:  Whatever you do, do not miss an application deadline. Colleges are not flexible with this. Most applications will become available in August before senior year. If you can, make sure to have everything submitted to your colleges at least two weeks prior to the deadline. This will ensure that the college receives everything in time. Missing deadlines shows that you are irresponsible, not an attractive quality for a prospective freshman student.

Not Managing Social Media Accounts Properly:  Facebook, Twitter, YouTube, you name it, social media is everywhere and no one is more adept at it than teenagers. Unfortunately, it is also teenagers who most often mismanage their accounts. Students should not assume that colleges won’t see your Facebook page, Twitter feed, or other accounts. Admissions staff may not have the time to actively seek out all of their applicants to check their Facebook pages.  However, if there’s a red flag on your application or something questionable about you, they’ll check it out for sure.  You should expect that if there’s anything public, it’s possible that admissions may see it and you should do everything you can to clean up your profile before you get into the admissions process. 

One admissions rep at a recent event shared the story about how a student had been admitted to their college and he had posted on his Facebook about how he had gotten in and about all the drugs and alcohol he would engage in over the next four years.  Someone at the school saw it and notified admissions.  They rescinded his application.  Colleges are trying to create safe and supportive residential communities, so anything that would be concerning to the community well-being is a huge issue.

In the end, you should be comfortable letting anyone (your mom, your grandmother, an admissions officer, potential employer) see your page. You don’t want the reason you were denied (or application rescinded) to your number one school to be because of a status you posted or a picture you were tagged in.

Not Applying to Reach or Safety Schools:  Don’t limit yourself unnecessarily by only applying to schools where you are on target with their requirements. Apply to a variety of schools. This means safety schools, target schools, and reach schools. Safety schools are colleges where you have a very good chance of getting in because your academic profile is clearly stronger than most of the applicant pool.  Safety schools make for a good “Plan B” and are likely to award Merit-Based Aid since you will be a sought after applicant. You also shouldn’t limit yourself by not applying to reach schools. Reach schools are schools where your academic record and profile may be weaker than what the college is typically looking for. But, there’s not always a guarantee you won’t get in. Some schools look at special qualities and certain characteristics when admitting students (like a legacy student).  Or, if you are a highly recruited athlete, a first class Cello player, and it just so happens the college needs to fill the spot of lead Cellist, they could come to you. You just never know. Even if your GPA and test scores aren’t as high as they need to be, a spectacular and moving essay could blow the admissions officer away. Astound an admissions officer during an interview, too, and those test scores being low might not matter anymore. Keep your options open.

Using The Wrong College Name in the Application Essay: This one kills me.  If you write an essay for a specific college (usually in the Supplemental Application where you are allowed to name a college by its name) and decide to copy and paste the essay to use for another college (which you shouldn’t in the first place), remember to change the college name!  Unfortunately, many students will just copy and paste the essay and use it for another college and forget to change the name… so the essay with the line, “I can’t wait to join the rest of the freshman class at UMass Amherst in the fall” goes to UNH.  Admissions officers hate this.  It shows that you aren’t truly interested or invested in the college, not enough to write a separate essay for that college and not enough to proof read your application or re-read your essay before submitting.

Admissions applications aren’t always easy, but it doesn’t mean that they have to be difficult. The more you know about the process and the more research you do, the better off you’ll be. Using tools like our Admissions Assistance component or our Student Positioning component can make the process a breeze and really help to eliminate unnecessary stress. Take our advice here and you’ll be well on your way to admission as your top choice college. Until next time, best of success!

About Smart Track™ Toolkit: The toolkit is a web based service that assists families with everything from admissions and test prep, to student athletics and financial aid. Our intuitive software and on-demand workshops are key components to making sure students find their top choice colleges, and families can afford to send them there.

About the author: Laura Guarino is the Student Services Coordinator with the College Resource Center, LLC. Laura has a Bachelor’s degree in Human Development from Boston College and a Master’s degree and license in School Guidance Counseling.  She also holds a certificate in College Admissions Counseling.  Laura is at the forefront of the college admissions process for the families of The Smart Track™ Toolkit.

Connect with us

http://www.facebook.com/smarttracktoolkit

http://twitter.com/uchoosecollege